Online Transaction Safe Methods

We all love and enjoy shopping online. Online stores offer a wide selection of goods and services to buyers both locally and internationally. However, every time you make an online purchase, there is a risk that your sensitive information will end up in the wrong hands. Hackers are known to target online shoppers so that they may steal their payment information and use it against their will. There are different types of payment options providing varying functionalities, security and compatibility. Even though you can use your credit card to purchase for nearly everything from an online store, you will require additional protection of 3 – Dimensional which offers state of the art security. Companies providing safe and secure payment options utilise the latest encryption technology like 128/256-bit Secure Socket Layer (SSL) software which makes it impossible for hackers to spy on your transactions. Online payment options are not only used in purchasing goods from online stores, but they can also be used to deposit and withdraw funds from online casino sites. Here are some of the safest online transaction methods in the market today.

Amazon Pay

Amazon Pay is one of the popular online transaction options which is safe, secure and convenient by people of all experiences. Customers who subscribe to Amazon Pay receive their funds using its API and send it via ACH Payment. Amazon Pay allows customers to use their credentials to cash out or make online purchases. Also, its API drive, which makes it easy to customise to your liking.

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Furthermore, the site allows you to add the free plugin, and it is compatible with all primary devices such as mobile phones. The cost of transacting via Amazon is 2.9% plus $0.30 per private transaction. AmazonPay uses a flat-rate pricing model which enables customers to pay for all purchases regardless of the type of cards. Choosing this payment option means that you will be exempted from paying different kinds of fees including application fee, gateway fee, PCI compliance fee, and others.

PayPal Payment

Paypal is the leading and widely used online payment option that allows users to complete transactions directly from their accounts or by use of credit cards. PayPal has proven many years of successful transactions. This has been made possible by their fraud protection and lives support help to their customers. There are multiple versions of this payment options such as PayPal Payments Pro, PayPal Express Checkout and Braintree. As a matter of fact, it is easy and fast (15 minutes) to add a PayPal button on your online website. PayPal charges a 2.9% fee for transactions and accepts all the major varieties of cards, and there are no monthly charges.

Stripe Payment

Stripe is a renown online payment company which focuses on empowering internet business with a developer solution for almost all types of businesses. The company has partnered with some of the giant companies such as Lyf, Under Armour, Pinterest, Blue Apron and more. As a third party payment option which is built around a simple but straightforward to use. The company play several roles to ensure that your transactions are safe such as providing 24/7 customer support and introducing game-changing features. One of the most exciting thing about this payment option is that it has Application Programming Interface (API) which makes it simple to integrate stripes with CRM software, invoicing platforms, business analytic, shipping tools and account tools. Today, several reputable online stores like 3D cart, Wix, Shopify, Big Commerce accept Stripe as one of the safest payment options. Some of the reasons why it is very popular are because it agrees to payments on the web via mobile apps as well as in person, supports currencies from across the world, comes with PCI compliance at no charge and much more.


Apple Pay

If you are a merchant looking for a safe, secure and reliable payment option, Apple Pay is the best option there is. The fact that Apple Pay uses touch ID confirmation or fingerprint to confirm their payments gives it an advantage over its counterparts. Also, the system does not disclose the user’s credit and debit card details. Although the company is relatively young, it is used by numerous people around the world. Some of the benefits of paying for your goods using Apple Pay include but not limited to simple checkouts, secure and private payments, cashless purchases, and much more. With the NFC -near field communication technology, iPhone users to make payments wirelessly.

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Skrill or Moneybookers is one of the biggest rivals of PayPal today, and its services are more or less alike. The site uses a digital wallet or e-wallet which makes it one of the most significant direct apples to apples in the online market. As at now, the company boasts of its presence in more than 200 countries around the world, not mentioning the fact that it supports 40 different currencies. Sending money via Skrill costs 1.9% up to $20 whereas sending money to friends and family is offered for free by most known apps. Besides buying goods from online stores, you can also use Skrill to deposit money in your sports betting or online casino sites. Among the numerous benefits of using this online payment option includes mass payment, recurring payments, in-app payments and microtransactions, shopping cart integration, Skrill 1-Tap and many more.

Google Pay

Google Pay was founded to compete for the by then dominating Apple Pay. The system allows users to make in-store payments with the phone through NFC. It is compatible with most Android-powered mobile phones and smartwatches. Players who choose this payment option are able to make on-site payments as well as in-store using the card details stored on google. The main purpose of using in-apps is that you will be able to complete your transactions without the need to enter your personal information. The app allows you to buy tickets, pay for uber or order a pizza. One of the exciting things about this payment system is that it will enable you to spend even your friends without Google Pay on their devices. You don’t have to worry about security because Google does not share your actual personal account number with third parties. Also, the system uses multiple layers of protection to keep your sensitive information secure.

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