Apps That Save Money For You Internationally

These are apps you can use every day to help save and budget our money to the point where we don’t even have to think about it. If you don’t want to go with our choices for the apps by all means do your research and find whatever is comfortable for you but these are just our personal opinions.

Apps For Saving Money  Internationally


Platform: Android, iOS, Web
It is the simplest one, I have to say. Digit is an easy no-brainer way to store away cash. When you create an account, a rainy-day account is given then you have to link your Digit account to your checking account, credit card, or debit card. By linking your account, you give digit access to use algorithms to learn about your spending patterns and how much you can responsibly save. It saves money for you when you can’t afford to.

Digit is the quickest the easiest and probably the most effective for like beginners who are just trying to save money. You saving depend on several outcomes. Digit does offer you the ability to personalized goals e.g. like credit card debts or you want to buy a car or saving for a vacation, you can create the goal, and then it will also save money towards that goal. digit comes with overdraft protection, with overdraft protection you can set any minimum amount you want for your checking balance i.e. digit will be triggering any time your checking account falls below the stated amount you set (let’s say you set that number at $100, and your balance falls to $80. Digit will then send $20 to your checking account).

Chime Bank

Platform: Android, iOS, Web

save money

Chime Bank is a branch-free mobile banking experience for people who need to manage their money on the go. Chime Bank has eliminated a lot of hidden charges or fees for its customers. With the chime bank app, you never have to worry about any of the following:

  • Monthly fees
  • Overdraft fees (up to $100)
  • Foreign transaction fees
  • No minimum balance requirement.

Chime offers two kinds of accounts:

  • The Basic Account.
  • The Savings Account.

The basic account is also called Spending Account which comes with a Visa debit card while the Savings Account currently pays 1.60% APY. Signing up with Chime is easy Then you’ll just need to enter the following info:

  • First and last name
  • Email
  • Home address
  • Phone number
  • Date of birth
  • Social Security number

One of the best reasons to use Chime Bank to save money is because they don’t care about your bad mark/score you had in the past, unlike your local or traditional bank even with a history of bad score or mark from your local bank you can still open an account with chime bank. Technically, it’s a second-option of banking and gives you easy access to withdraw your money through Money Pass and Visa Plus Alliance networks. Chime is not like your local or traditional banks where they own a physical branch to deposit money, but with the various option you can add money to your Chime Bank account:

  • Direct deposit from a payroll provider
  • Transfer from a linked external bank account
  • Mobile deposit of a paper check
  • A cash deposit (cash deposit at more than 90,000 retail locations through GreenDot.)

Managing accounts, bills and more are time-consuming. Inconsistent incomes and lumpy bills turn financial management turns into a nightmare.

Clarity Money

Platform: Android, iOS, Web

Many people are struggling with financial management and Clarity Money App wants to be the modernized source that streamlines your finances with big savings opportunities.

Clarity Money is an expense tracking and bill negotiating app which allows you to link all your accounts, so you can prioritize all your transactions in a single app. You can now manage all your accounts on The Go using just an app.

Clarity Money gives you an organized visual representation of your transactions graphically with insights into your spending habits which include daily spending trends and pie charts.

Clarity Money has so much to offer to its customers, one of the special benefits of clarity money is they can negotiate to decrease some of your bills on your behalf.

According to the clarity money, they have the most success in lowering your bills. They also offer you:

  • Cancel or negotiate with the click of a button
  • makes it easy to cancel bills through their app therefore you cancel Netflix, cable subscriptions, etc. you can do that through the app Within a week, the team at Clarity Money will cancel your subscription.
  • An automated savings platform, Users can set up automatic savings in an FDIC insured bank account.

Why You Should Use Clarity Money

  • Clarity Money is a saving masterpiece, connection to bank accounts is faster than other apps.
  • Clarity Money makes it easy to transfer funds between accounts and even to different banks.
  • They help identify subscriptions to cancel and bills to lower.
  • The automated savings feature will help you build a savings muscle with just a few taps of your finger.
  • No other personal finance app comes close to Clarity Money.
  • They charge you only for negotiating bills on your behalf apart from that it has a Zero commission rate.


Platform: Android, iOS, Web

Mint is a customized User-friendly budgeting tool that:

  • Syncs all of your financial accounts under an app
  • One-stop-centre for your money tracking needs.
  • access to different features including bill tracking, financial goal creation, and credit score monitoring.

Mint is free personal finance management that syncs all your credit cards, bank accounts, and investment accounts together in an app. Mint was created by Intuit.

This provides its user with:

  • Free and Customizable Budgeting Tool.
  • Compatible with iOS and Android.
  • Bill Tracking and management.
  • Credit Score Monitoring.
  • Savings Goal Setting.
  • Analyses Cash Flow Trends.
  • Set Email Alerts, notifications and Reminders.
  • Investment tracking.
  • Free and easy to use.

Key Features

Accounts Tracker

This feature all your linked “accounts” which are Bank Accounts and Credit Accounts.

Major Assets

There is where you state physical assets such as cars and homes which you own.

To set up your asset, you’ll need to answer some simple questions like the manufacturer of vehicle, model, year, and mileage, or address of your home, etc. to get the value. You can adjust an asset’s value manually as well.

Investment Tracker

This feature tracks your investment accounts:

  • Traditional brokerages.
  • IRAs
  • Employer-sponsored 401ks

All accounts are syncs with each other and you get updates of value every day at market close.

Transaction Tracker

It keeps track of every credit and debit for all your synced or linked accounts. The User Interface of the transaction tracker looks similar to an online bank statement.

Mint assigns your transaction in order of categories while the Uncategorized transaction can be categorized manually.

Bill Tracker/ Mint Bills

Can be called Mint Bills. Mint’s bill tracker is a free feature that organizes your bill systematically. It can only help you keep track of your bills but can’t help you pay them.


It helps you define and set financial goals that give purpose to your spending and to save money.


A tool that helps you set budgets on a monthly, periodically, or targeted budget (like saving for a specific purpose).

where you get financial analysis of your account. It makes use of graphical representation like bar graphs or pie charts to track your spending, income, net income, assets, debts e.t.c for a certain period.


It offers an in-depth look at all the accounts and assets you have shared with Mint. It comes with the usual basic features like a snapshot of your spending and saving trends, monthly budget status, ongoing goals, and upcoming payment due dates.


Platform: Android, iOS, Web

The trim app is like other personal finance apps and budgeting tools. You sign up, link your account and you are good to go.

The Trim app is popular for helping users negotiate for lower rates on your bills and cut off unused subscriptions. The company claims to have already helped users save over $20 million.

Trim works is like a personal finance bot that searches for your transactions and finds recurring transactions like subscription services and cancel them for you while they also negotiate your bills. Here’s how it works:

  • They search for transactions from your linked accounts (checking & credit card account).
  • Analyzes your transactions for recurring subscriptions
  • After analyzes, Trim shows you how much you’re spending on the services.
  • Select the services.
  • Trim cancels them and update you during the process and progress.

Trim’s Bill negotiation:

  • Submit a bill.
  • Provide payment method.
  • Trim will contact the bill holder for negotiation.
  • You will be notified when negotiation is successful.

Before you proceed with the bill negotiation, Trim charges 33% of the total you save each year on the bill they successful negotiate and the charge start three days later.

What is Trim Premium?

A Trim new paid service, and it cost $10/month and has a 30-day money-back guarantee. Trim Premium offers

  • A savings account (competitive APR rate)
  • Trim Pay
  • Bank negotiation.
  • Debt calculator and
  • Financial coaching.

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