Bima Insurance: Shortcode, How to Apply and Benefits

Bima is life insurance that gives you the opportunity to protect your loved ones against financial loss in the event of an untimely death.

Bima provides two types of cover, as well as other optional benefits, to give you peace of mind and security in case something happens to you or your family members before retirement age.

Bima can be taken out by anyone with no maximum age limit. Read on to find out how to apply, the shortcode process and what benefits are offered under the policy.

What is Bima Insurance?

Bima Insurance is a microinsurance company that offers health, life, and funeral insurance products to its customers. The company has a wide network of agents and is present in all ten regions of Ghana.

Bima Insurance Ghana is licensed by the National Insurance Commission and is a member of the Ghana Insurers Association.

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Who can apply for Bima Insurance?

Almost anyone can apply for Bima insurance. To be eligible, you must be a a citizen or resident, between 18 and 70 years old, and have a mobile phone. You also need to be enrolled in a health insurance plan.

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What are the benefits of Bima Insurance?

  1. Ghanaians who are enrolled in Bima Insurance are automatically enrolled in the National Health Insurance Scheme (NHIS).
  2. There are no premium payments required for membership in Bima Insurance.
  3. Benefits include access to quality healthcare, cashless treatment, portability of benefits, and more.
  4. Bima Insurance is an affordable way to get quality health insurance coverage for Ghanaians.

What are the available policies of Bima Insurance?

The available policies at Bima insurance in Ghana are the Bima Health and Bima Life.

1. Bima Health and what it covers

This policy give you unlimited access to BIMA Doctor, up to GHs 9,000 hospital admission, and medication support and maternity cover of up to GHs 3,000. The policy provides extra hospital cover for the delivery.

Premium starts from just GHs 6/month.

What does it cover

  1. B-Health Single covers just the policy holder (18 – 69 years).
  2. B-Health Joint covers the policyholder (18 – 69 years) and one insured relative (0 – 69 years).
  3. B-Health Family covers the policyholder (18 – 69 years) and spouse & children (0 – 69 years).
  4. B-Health Family+ covers the policyholder (18 – 69 years) plus spouse, children, parents and parents-in-law (0 – 69 years).
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Bima Life policy and what it covers

With B-Life you have the security of knowing that your family will have a financial safety net, if the worst should happen. B-Life will give you up to GH¢ 10,000 cover in case of accident or death.

Protect the future of your family with B-Life cover from just 6 GH¢

What does it cover

  1. B-Health Single covers just the policyholder (18 – 69 years).
  2. B-Health Joint covers the policyholder (18 – 69 years) and one insured relative (0 – 69 years).
  3. B-Health Family covers the policyholder (18 – 69 years) and spouse & children (0 – 69 years).
  4. B-Health Family+ covers the policyholder (18 – 69 years) plus spouse, children, parents and parents-in-law (0 – 69 years).

Short codes for Bima Insurance registration

  • Self registration via USSSD on *714*99#
  • After registration, you can confirmation via their USSD codes. On MTN: Dial *714*90# to confirm. AirtelTigo: Dial *110*4*3# to confirm.

How to apply for Bima Insurance

To apply for any Bima Insurance policy, you can visit any of their physical offices. However, you can also do the registration at rhe comfort of your home with less stress.

  1. To apply for Bima Insurance in Ghana, simply dial *714*99# on any mobile phone.
  2. Choose register for policy
  3. Choose between B-health and B-life.
  4. Select either for yourself or for a family or a friend.
  5. Select the mobile money you will be using for the insurance. Either MTN MoMo, Vodacash or Airtel tigo cash.
  6. Enter your First and Surname.
  7. Now, wait for a call ffrom BIMA Agent to help you through the remaining process.
  8. Enter your unique ID number when prompted.
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You can also register via their website:

  1. Visit https://bima.com.gh/ for Ghanaians.
  2. Scroll down and type in the necessary details in the signup section. Your name, phone number and email address.
  3. Follow the necessary prompts and if possible, expect a call from a BIMA Agent support.

After registration, you can confirm via their USSD codes. On MTN: Dial *714*90# to confirm. AirtelTigo: Dial *110*4*3# to confirm.

Bima Insurance contact details

Contact bima insurance on queries and support via:

Email: [email protected]

Phone: +233 80 00 00 545 

Address:
BIMA Head Office
FAACO Complex
Alajo, Accra

Conclusion

Bima insurance is a great way to get started in the world of insurance. It is a simple process that does not require a lot of time or money.

The benefits of Bima insurance are many, including the ability to get discounts on your premiums, the peace of mind that comes with knowing you are protected, and the convenience of having all of your information in one place.

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