How to borrow money from Vodafone cash in Ghana

Have you ever asked how to borrow money from Vodafone cash in Ghana? Then you are lucky to be reading this article as we will be giving you all the answers you want here. The questions How do I borrow from vodafone cash in Ghana?

Borrowing money can be tricky business, especially if you’re dealing with strangers and especially when it comes to your credit score. That’s why online loans are becoming more popular by the day.

Vodafone Cash in Ghana offers easy access to small personal loans that can help get you back on your feet if you’re short on cash or have an unexpected expense come up.

You can complete their application process quickly and receive your funds almost immediately after approval, which means you don’t have to worry about missing bills or losing out on opportunities because of having too little money on hand.

What is Vodafone cash?

Vodafone cash is a mobile money platform that is available in Ghana. It is a convenient and secure way to send, receive and store money, shop online and make payments.

It offers a range of services, such as airtime top-up, bills payment, international remittances, and money transfer. With Vodafone cash, you can access financial services anytime, anywhere, at the touch of a button.

How to register for Vodafone cash

You can register using any of the following:

  • Text “Register” to 558 or dial *558# for self registration
  • Visit any mobile money agent or Vodafone retail shop
  • Fill out a Vodafone Cash application

You will be required to present the following details:

  1. Name
  2. Date of Birth
  3. Address
  4. Vodafone Mobile Number
  5. Ghana Card details

Activate your account

After registration follow these prompts:

  1. Dial *110#
  2. Select 0 to activate and follow with your preferred PIN.
  3. Enter PIN again to confirm.

How to borrow money from Vodafone cash


Before you can be able to borrow money from Vodafone, you must first,

  1. Have a valid and registered Vodafone SIM.
  2. Register Vodafone cash with your Vodafone SIM.
  3. Be a regular Vodafone cash user.

Steps to borrow

  1. Dial *110#
  2. Choose option 5 (financial services)
  3. Select option 3 (loans)
  4. Choose your loan option (Ready loan)
  5. Select option 2 (Request ready loan)
  6. Select 1 (Opt in)
  7. Type in available amount
  8. Confirm with your PIN

NB: You will receive a message after confirmation and if you qualify, you will be given the loan. If you don’t qualify, you will be told why you don’t qualify and will be required to do such in order to qualify in the future.

How to Repay

Deposit amount into your Vodafone cash wallet.

  1. Dial *110#
  2. Select option 5 (financial services)
  3. Select option 3 (loans)
  4. Choose loan option (Ready loan)
  5. Select option 4 (loan repayment)
  6. Enter your PIN to continue
  7. Follow the necessary prompts and make your loan payment.

NB: You will receive a message if you were successful in your loan payment. If not to, you will be told why it was not successful.

Fees and charges

The Loan service attracts a fixed monthly interest. This fee is added to the loan amount to give the customer the value to pay back, before or on the due date. When the due date elapses, a penalty fee of 12.5% is applied for defaulting.

How do I know I am eligible for Ready Cash?

You must have an active Vodafone Cash account and be active on their GSM network. You must also be at least 18 years to apply and being with Vodafone for at least 6 months and active on Vodafone cash for at least 3 months.

How many times can I tataka loan on Vodafone Ready Cash

You can request for the loan as many as possible, but you only have on loan account at a time.

What happens if I can’t repay my Vodafone Ready Cash loan on time?

You will be charged an additional rate of 12.5% as a penalty until full repayment is made.


Borrowing money from Vodafone cash in Ghana is a great option if you are in need of quick access to funds. With easy registration and mobile access, it makes the process convenient and secure. The interest rates are also quite reasonable. All in all, this is a good way to get some extra cash when you need it.

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