Moco Mobile Cash Loan – How to Apply, Requirements, App and more

Are you looking for an easy and convenient way to access cash when you need it? Moco Mobile Cash Loan is an innovative solution designed to help you meet your short-term financial needs. With just a few clicks, you can apply for a loan from the comfort of your home or office.

Moco Mobile Cash Loan is a fast and convenient way to get money quickly. It is an innovative loan service available on your mobile phone that allows you to borrow money with just a few clicks. Moco Mobile Cash is a service under Sikahub.

It is designed to provide you with quick access to cash, with minimal paperwork and no hassle. With Moco Mobile Cash Loan, you can get the money you need to cover unexpected expenses or bridge the gap until your next paycheck. The application process is now available through the mobile app, making it easier than ever to apply for a loan and get the money you need.


  1. Legal residents of Ghana
  2. Must have a Ghanaian identification card.
  3. Must be 18-65 years old
  4. Have the ability to work

How to download app

  1. Visit
  2. Scroll down until you see APP Download.
  3. Click on it to download
  4. Open the app and register with your mobile number
  5. You will be required to verify your number
  6. Insert the verification code where required
  7. You will be provided with a dashboard to apply for the loan.

How to apply

  1. Launch the Moco mobile App on your phone.
  2. On the Moco Cash Mobile App, click on request for funds.
  3. Apply by filling the loan application in the APP with your personal and mobile money account details.
  4. Your application will be reviewed and if you qualify, your requested money will be disbursed instantly into your account.
  5. Repay on time and get a higher amount for your next loan

Product Advantages

  1. High quota: the maximum quota for approval is GHS 5, 000
  2. Simple operation: fill in the application information on the mobile phone and submit the application quickly.
  3. Revolving loan: good repayment performance, you can continue to obtain products with lower rates and higher quotas

The highest and lowest loan you can get from Sikapurse

On Moco Mobile Cash, your initial loan request start from GHS 100 the more you request and pay on time, the higher your request goes. The maximum you can request is GHS 5,000.

What is the interest rate on Moco Mobile Cash loans?

Moco Cash has a loan repayment term of 90 to 180 days, a loan interest of 19.45% and 31.29% per annum with a service rate of 1% to 3%.

How to repay Moco Mobile Cash loan

  1. Open the loan app.
  2. Once you are in the app, you will see ‘Repayment.’ Kindly click on that button.
  3. On the next page, they will show you the amount you are supposed to pay.
  4. To proceed click on ‘Repay Now.’

How to repay SikaPurse loan using MTN mobile money Wallet

The following instructions show how you can repay your Moco Mobile Cash loan with MTN Mobile Money Wallet:

  1. Dial *170#
  2. Select 1 (Transfer Money)
  3. Type 1 (momo user)
  4. Input Users Number
  5. Confirm number
  6. Enter the amount
  7. Enter reference
  8. Confirm transaction with your MoMo PIN

Moco Mobile Cash contact details

Incase you want to reach out to Moco Mobile Cash customer care for clarification follow the contact details below:

Company Address: Lame Dwaahe St, Adenta, Accra

Contact Number: +233 302234562

Contact Email: [email protected]



Moco Mobile Cash is a fast, secure, and convenient way to get cash when you need it most. With no credit check required and the ability to apply from anywhere with a mobile device, it’s an ideal solution for those who are short on cash and don’t have time to wait for traditional loan applications. Be sure to read all of the requirements for the loan and make sure that you meet them before applying. That way, you can make sure that you get your money as quickly and conveniently as possible.

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