MTN Pick & Pay Later Phones and Prices in Ghana

To enable every Ghanaian to utilize the most recent Samsung Galaxy phones, MTN Ghana launched the “Pick and Pay Later” service in collaboration with Samsung Ghana and Ecobank Ghana Limited.

With M-Pick KOPA’s Pay Later program, users have the option of purchasing cell phones and paying for them over time in installments. To purchase an M-KOPA gadget, a consumer must have an active mobile money account.

According to Samsung Ghana regulations, a customer may buy any of the Samsung Galaxy phones and then pay in installments over a period of 6 or 12 months.

With this deal, a typical Ghanaian may buy the Samsung smartphone of their choice and pay in installments for as little as GHS 38.00 over a period of 6 to 12 months, along with a complimentary MTN Data Bundle for a duration of 6 months.

Samsung MTN collaboration

The “Pick and Pay Later” service was introduced by MTN Ghana in collaboration with Samsung and Ecobank Ghana with the goal of enabling MTN and Ecobank customers to own the Samsung phone of their choice and pay in installments through Ecobank.

 The “Pick and Pay Later” program, to put it briefly, enables users of MTN Ghana and Ecobank to buy specific Samsung gadgets and pay over time.

MTN picks and pay later phones and prices in Ghana

Samsung S20GHS 4999
Samsung S20+GHS 5499
Samsung S20 UltraGHS 6999
Samsung A20GHS 899
Samsung A2 CoreGHS 380
Samsung A10GHS 699
Samsung Galaxy Note 10+GHS 6199
Infinix S4GHS 699
Ipro Amber 5SGHS 275

How to buy a phone and pay later with MTN Pick and Pay

To be onboarded, the customer goes to certain MTN service facilities or designated M-KOPA outlets.

Customer information (customer name, ID, phone number, and alternate number) is collected and validated during the onboarding process.

Following successful verification, the sales professional assists the customer in launching the M-KOPA App on the designated device and logging in to their account.

The initial deposit made by the customer varies depending on the type of gadget and the initial installment.

According to the customer’s selected payment schedule, further payments can be made via MoMo on a daily, weekly, or monthly basis by dialing USSD *718*287#.

In the event of default, the user will have the opportunity to pay using mobile money to unlock the device temporarily.


That is it! We hope this piece aid you to purchase the right phone. Thanks for reading and please share this post.

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