Short Code To Check Vehicle Registration & Insurance Details In Ghana

Don’t get caught before you rush to DVLA, you got your registration at your fingertips so register your vehicle before you run into any trouble.

You have heard there is a short code to check vehicle registration and insurance in Ghana, Yes, there is, and we will cover all in this article including what to do if your vehicle insurance isn’t active.

Let’s get started.

What does DVLA mean?

DVLA stands for Driver and Licensing Authority. The function of DVLA in Ghana is vehicle registration and its headquarters in located in Accra.

If your dream car is ready to be set on the road kindly go in for registration from DVLA. Also you will have to get an insurance for your vehicle, this can be done at an authorized agency like National Insurance Commission (NIC) whose headquarters is also located in Accra.

In Ghana these are the two main authorized agencies responsible for registration and insurance of vehicles respectively.

What you will get from Vehicle Registration in Ghana

When you register your vehicle in Ghana, you will get lot of benefits like receiving important documents and items that are essential for legally operating your vehicle. Here’s what you can expect:

  • Vehicle Registration Certificate (VRC): This document proves your vehicle is registered with the Driver and Vehicle Licensing Authority (DVLA) of Ghana.
  • Number Plate: This is a unique identification number for your vehicle, which must be displayed on the front and back of your vehicle.
  • Roadworthiness Certificate: This document certifies your vehicle is safe to drive on public roads.

How to Check Vehicle Registration And Insurance Details in Ghana

To check your vehicle registration and insurance details in Ghana, you can use the NIC Motor Insurance Database (MID) short code service. Here’s how to do it:

  1. Simply dial *920*57# on your phone.
  2. Enter your vehicle’s registration number when prompted.
  3. Press send, and you’ll receive a notification with the particulars of the insurance.

This service allows you to verify the validity of your vehicle’s insurance very fast and easy.

You can also take advantage of this service to check if the commercial vehicles you may be boarding are properly insured.

What to do with inactive vehicle insurance in Ghana

If your car insurance in Ghana isn’t active, here’s what to do:

  1. Talk to Your Insurer: Reach out to the company where you got your insurance. Ask them why it’s not active and what you can do about it.
  2. Renew If Needed: If your insurance has run out, you’ll need to renew it. Make sure they have all your latest details.
  3. Pay Up If You Owe: If you haven’t paid your insurance fees, you’ll need to clear that up.
  4. Double-Check Everything’s Good: After sorting things out, use the MID service by dialing *920*57# on your phone to make sure your insurance is now active.
  5. Keep Your Insurance Proof Handy: Always have your insurance papers in your car. You might need to show them to the police or after an accident.

Unregistered Vehicle Penalties in Ghana

In Ghana, if you’re caught driving an unregistered vehicle, you could face several penalties under the Road Traffic Act, 2004 (Act 683).

The law says you might have to pay a fine, the police could take your car, and you might even end up in court. So, it’s really important to make sure your car is registered.


With NIC Motor Insurance Database (MID) short code service (*920*57#) you can easily check your vehicle registration and insurance details in Ghana very quick. This guide has covered everything from understanding the DVLA’s role to the consequences of having an unregistered vehicle.

Share this article after reading to help everyone out there stay informed.

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