Sika Master Online Loan: How to Apply & Receive Loan in 1 Day

Borrowing money can be tough, especially if you don’t have the best credit or haven’t borrowed money before. It’s not impossible, though; you just need to find the right loan company, and your needs will be met.

Getting your hands on funds from Sika Master Online Loan, for example, takes only 24 hours once you apply for the loan. The application is simple, and the results are fast.

About sika master loan

Sika Master Loans is a financial institution that lends loans to its clients. The institution is a subsidiary of The DCANS Group Limited registered in England and Ghana. They have other sister businesses in the country that render other services.

Who qualifies to apply for a sika master loan

Everyone qualifies for a loan with sika master so far as you are 18 years and above who has a reasonable source of income with an accepted identification card.

Why you need sika master loan

Some of the benefits of a Sika Master Online Loan include immediate access to funds, a low application fee, no processing fees, higher approvals rates and minimal credit requirements. Whether you are looking for quick cash or want more time to create your own funding options, an online loan can be the solution.

Available loans at sika master loan

Sika Masters offers different types of loans that can help with a variety of financial needs.

1. Personal loans

Sika Master Loans personal loans allow customers to receive up to 25 times of their monthly income. It takes a 60-month period (5years) to repay the loan. You can borrow from GHS2,000 to GHS10,000 from this loan service. This loan is accessible for public or private salaried workers.

2. Salary Advance

Clients can receive about 100% of their monthly income or net with this type of loan from Sika Master Loans. Clients will have 30 days to repay their loan. You can borrow from GHS2,000 to GHS10,000. This service is accessible to new clients of Sika Master Loans. Eligible for private or public salaried workers.

3. Loyal Repeat Customer Loans

This loan service is available for existing clients who have no repayment issues and has been trusted with a good credit score. Clients can borrow from GHS2,000 to GHS10,000 and has a period of 90 days to repay. Eligible to existing clients of Sika Master Loans.

What are the requirements of Sika Master Loans?

Just like any other loan institution, the following must be available to be able to apply for a loan.

  1. Valid photo ID the government issued you.
  2. Valid phone number and email address.
  3. Have a salary bank account, especially a current account.
  4. Tax identity number.
  5. You must be an employee with a minimum of two (2) years post qualification employment.
  6. Your SSNIT card number.

How to apply

Applying for sika master loan is easy and faster. Just follow the simple steps below to apply;

  1. Visit
  2. Click on Apply Now and login with your credentials if you are an existing customer. If you are new, Click on register and follow steps on the website to register for an account.
  3. After generating your details, you can now access your dashboard and proceed with your loan application.
  4. After successful application, click on submit.
  5. Wait for your application to be processed and if approved, your money will be disbursed into the account type you provided during registration.

The best time to apply

The best time is your comfortability time. Sika master loan is available 24/7 for all customers who wish to apply.

If you don’t qualify, what do I do?

If you don’t qualify, it means there are minor errors that made your application to be rejected. You can look through and correct them. If you are still getting rejected, then try another online loan service.

What about if I want to take out another loan?

You can only apply for one loan at a time. To apply for another loan, your existing loan balance must be repayed first enough to clear your score and enable you to be eligible for another.


Sika master loan eases pressure on salary workers. In less than 48 hours, you have your required money to sort out your emergencies. Also pay back on time in order to be able to request for more.

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