WohiaSika: How to Apply, Requirements, App and more

Getting funds is not easy when you are in need. But Wohiasika can help you meet your urgent financial needs, step out and close to success. When you are in need, they are always ready to help. WohiaSika is a loan service, designed to simplify the process of applying for and obtaining easy access to quick and affordable loans, without any paperwork involved.

Their app is an easy-to-use platform where users can input their personal information and request a loan amount of their choice.
WohiaSika takes the hassle out of applying for loans, allowing users to access the funds they need within a matter of minutes with flexible payment plans, and competitive interest rates.


  1. You must be at least 18 years of age.
  2. You must have a steady source of income.
  3. You must have a good credit score.
  4. You must be a resident in Ghana.
  5. You must posses an identity card, such as a driver’s license, passport, Ghana card or any other.

How to download the app

  1. Open up your Google Play store.
  2. Type “WohiaSika” into the search bar.
  3. Select the official WohiaSika app from the search results.
  4. Click “Install” and wait for the app to download.
  5. You can also download WohiaSika app from this link
  6. Open the app and create an account using your mobile number and input the verification code when asked.

How much loan can you request from WohiaSika

Your initial loan request start from GHS 100 the more you request and pay on time, the higher your request goes. The maximum you can request is GHS 5,000.

How to Apply

  1. Open WohiaSika app and select ‘Apply Now’.
  2. Enter your personal information, including name, date of birth, address and contact details.
  3. Agree to the terms and conditions, then submit your application.
  4. You will be directed to the loan application page where you will enter more detailed information about your finances and credit history.
  5. Once you have completed, your application will be reviewed and will be decided by WohiaSika whether to approve or reject the loan.
  6. If approved, you will receive your loan funds within one business day.

Benefits of applying for WohiaSika loan

  1. Access to financial services and products.
  2. Support for small businesses.
  3. Affordable prices.
  4. Convenience.
  5. Security.
  6. Responsible lending.
  7. 24/7 Customer support.

How to repay your WohiaSika loan

  1. Open the loan app.
  2. Once you are in the app, you will see ‘Repayment.’
  3. Click on that button.
  4. On the next page, they will show you the amount you are supposed to pay.
  5. To proceed, click on ‘Repay Now.’

How to repay your WohiaSika loan using MTN mobile money Wallet

You can repay your loan directly using MTN MoMo. To do so,

  1. Dial *170#
  2. Select 1 (Transfer Money)
  3. Type 1 (momo user)
  4. Input Users Number
  5. Confirm number
  6. Enter the amount
  7. Enter reference
  8. Confirm transaction with your MoMo PIN

Wohiasika contact details


WohiaSika is a great tool for those looking to access financial services in Ghana. It is easy to use, secure, and offers plenty of benefits for its users. By signing up for the service, users can enjoy quick access to credit and savings services without having to jump through hoops. The requirements are not overly restrictive, and the application process is simple.

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