Transfer Money from MTN MoMo to Vodafone, Airtel or Tigo Cash & back
Please note that transactions could sometimes delay so you should call 100 and make your complaint.
The Ghana Interbank Payment and Settlement Systems (GhIPSS) last month introduced the Mobile Money Interoperability (MMI) system to ensures cross-network mobile money transactions.
What this means is that you can now safely transfer Mobile funds from one network to the other without the need of any third-party application.
Currently, all networks but Glo, are on the Mobile Money Interoperability system.
This means there is no need for an agent to transfer funds between these networks.
Before the introduction of MMI, there was the need to rely on services like Move, Korba, AlexPay, etc to facilitate such transfers.
Because each network had a different way of operating its mobile money platform, interoperability is slightly different from network to network, but they ultimately yield the same results.
Let’s take a look at all the steps:
How to send money from MTN Mobile Money to Vodafone Cash, Airtel Cash and Tigo Cash
- Dial the MTN Mobile Money shortcode: *170#
- Select Option 1 – Transfer Money
- Select Option 5 – Other Networks
- Select the option with the Network you want to transfer to
- Enter the recipient’s phone number,
- On the next screen, confirm the phone number
- Enter the Amount you wish to send
- Enter transaction Reference
- Finally, enter your Mobile Money PIN to confirm
How to send money from Vodafone Cash to MTN Mobile Money, Airtel Cash and Tigo Cash
- Dial the Vodafone Cash short code – *110#
- Choose Send Money
- Select Other Networks
- Select the Recipient’s Network – (MTN or AirtelTigo)
- Enter the recipient’s phone number
- Enter the amount to be sent
- Confirm transaction details and enter your Vodafone Cash pin
How to send money from Airtel or Tigo Cash to MTN Mobile Money or Vodafone Cash
- Dial the Shortcode – *500# for Airtel Subscribers or *110# for Tigo Subscribers
- Choose Send Money
- Select Other Networks
- Select the Recipient’s Network – (MTN or Vodafone)
- Enter the recipient’s phone number in full
- Enter the amount you wish to send
- Confirm transaction details and enter your Pin to complete the transaction
Kindly note that the charges for transfer of cash between networks are higher than when transferring on the same network.
Here is a table detailing the cost of sending money via Mobile Money Interoperability:
| Amount (GHS) | Fee | Remarks |
|---|---|---|
| GHS 1 – GHS 50 | GHS 0.75 | Flat Fee |
| < GHS 50 – GHS 1,000 | 1.5% | 1.5% of Value |
| < GHS 1,000 – GHS 5,000 | GHS 15 | Flat Fee |
