How To Create A Verified PayPal Account In Ghana For Free

Getting a verified PayPal account in Ghana is really easy with the appropriate steps. Though Ghana is not among the countries that has direct access to PayPal, a verified PayPal account can be created using the PayPal Business account option.

If you a freelancer in Ghana or across Africa, PayPal can be reliable platform to receive payment for your services. While there are various alternatives to PayPal available, it remains the preferred choice trusted by numerous online sources.

This tutorial will take you through the easy steps to successfully create a verified PayPal account in Ghana. It covers all the essential requirements and details needed for creation. Continue reading to quickly obtain your verified account.

Verified PayPal Account Requirements in Ghana

To create a verified PayPal account in Ghana there are three essential things you will need:

  1. Active Email account: You will need an active email address that has not been used to register a PayPal account before.
  2. Active Phone Number: The phone number you will use to create the PayPal account needs to be active. MTN and Telecel is best required as is reliable to receive OTP from PayPal.
  3. Your Full Name: You must use your official name that is displayed on your National ID for added security.

Steps to create a Verified PayPal account in Ghana

You will need to read carefully to successfully create your free verified PayPal account. Follow the steps outlined below:

1. Visit the PayPal website using Google Chrome.

The first step is to visit the PayPal website with your web browser, preferably Chrome which is mostly secure. If you choose to use your mobile phone, you can set to desktop view for better user experience.

2. Select ‘Sign Up for Business Account’

After the web page loads click on ‘Sign up” on the top right and choose the PayPal Business account option as seen below.

image source: PayPal

Now select ‘Get Started‘ to begin your account creation.

3. Verify your PayPal Account

Fill in all necessary information, including your active email, your first and last name and your password to remember.

After you provide all necessary information, a pop-up will be shown to email you with a code. Click on it and enter the code sent to you on the web page to verify your PayPal account.

4. Enter Valid Personal and Business Details

When you are done with your code activation, you will be asked to provide your valid business information, including your name, business name, home address, and your tax ID number (the PIN on your Ghana Card is now your TIN).

Note: Provide valid information as fake or unrelated information can block your account information.

5. Confirm Your PayPal Account from your Email

After providing all necessary personal and business information you will receive an email from PayPal to confirm your account. Click on the link in the email and follow the instructions to fully activate your account.

6. Sign into your new PayPal Account

After confirming your email, sign into your PayPal account with your credentials used to create your account.

You can now access the PayPal dashboard with full access to all features including adding, sending and receiving payments.

Further to Explore

To link your bank account to your PayPal account in Ghana you will need a credit card from a bank that works well with PayPal. Some of these banks in Ghana include United Bank for Africa (UBA), Access Bank, and First Atlantic Bank.

Follow these steps to link your bank card to your PayPal account:

  1. On your PayPal Dashboard click on ‘Pay & Get Paid
  2. A drop-down menu will appear locate ‘wallet’ and click on ‘Banks & Cards
  3. Scroll down and click on ‘Link a Card
  4. Enter your credit card number and fill in all required details
  5. Finally. click on ‘Link Card

Your card will link successfully to your PayPal account if is from one of the accepted banks. Additionally, make sure there is a minimum balance of $1 to $3 in your account or card as PayPal will verify its validity during the linking process.

How to fund your PayPal account in Ghana

Funding your PayPal account in Ghana can be done through various methods. Here’s a brief guide:

Transfer from friends: Talk with a friend who has a PayPal account, calculate the amount you want to transfer, send them the funds, and have them transfer it to your PayPal account.

Fund from Debit Card: Obtain a debit card from a bank that works well with PayPal, add it to your PayPal account, and use the card to load funds onto your PayPal account.

Buy from Online Exchanges: Research reputable online exchanges in Ghana, compare rates, verify their reputation, and proceed with caution when purchasing PayPal funds.

You’ll be able to successfully add funds to your PayPal account in Ghana, making it easier to carry out online transactions.

How to withdraw money from your PayPal in Ghana

  1. On your PayPal dashboard click on the ‘Transfer Money‘ option.
  2. In the next window, select ‘From‘ and choose your PayPal Balance.
  3. Next, click on ‘To‘ and select your linked Credit Card.
  4. Enter the amount you wish to withdraw.
  5. Take a moment to review the transaction details provided on the following screen.
  6. Finally, click on ‘Transfer‘ to instantly send the money to your linked card.

If your PayPal status reads (Complete), then your cash has been transferred to your card successfully. You can check your updated balance at any ATM.


By following this article, you can easily create a verified PayPal account in Ghana up and running. You will have access to great features with a verified account, like online shopping, receive payments, and easily withdraw funds.

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