Short Code To Check Vehicle Registration and Insurance Details in Ghana

The dream of every person in this world is to own a house, have a family, and buy a car (please note that the order is different for each person). Owning a car is seen as an achievement by many people in Ghana because once you buy a car it is assumed that you have money.

Whether or not this is true or not, that is a discussion for another time, but one thing that we can all agree on is that when you buy a car, you must register it and then purchase an insurance policy for it. This way, whenever you are involved in an accident or your car gets stolen, you have money somewhere to buy a new one.

In Ghana, the main agency in charge of vehicle registration is the Driver and Vehicle Licensing Authority (DVLA) which has its headquarters in Accra. Also, the authorized agency for vehicle insurance is the National Insurance Commission (NIC) whose headquarters is also located in Accra.

According to the laws and constitution of Ghana, these are the two (2) main agencies in charge of vehicle registration and insurance respectively. But that does not mean you will not be allowed to buy a private insurance policy for your car.

Apart from the insurance package from the National Insurance Commission, you can also purchase personal insurance from any of the insurance companies in Ghana for your vehicle. This article is going to show you the shortcode you can use to check your vehicle registration and insurance details in Ghana.

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Short Code To Check Vehicle Registration and Insurance Details in Ghana

In our everyday lives, one thing we do very often is board a car or motor. Whether it is an Uber, Bolt, trotro, Taxi, Yango, Shaxi, VVIP, VIP, OA, STC, boarding such buses always comes with a risk.

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One risk most people do not seem to be concerned about more is their security and safety. It is assumed that once the driver is able to drive on the road, your security and safety are assured. Even people who are more educated are often blind-sighted by fake insurance stickers in front of vehicles and some don’t even check at all.

To combat this risk of impostor drivers and unauthorized vehicles using the road, the National Insurance Commission (NIC) launched a comprehensive electronic database. This was done by introducing a shortcode you can use to check the vehicle registration and insurance details on your phone (either feature “yam” or smartphone) in Ghana.

The shortcode for checking vehicle registration and insurance details in Ghana is *920*57#. To use this shortcode to check the vehicle registration and insurance details on any vehicle in Ghana, follow the steps below.

  1. Dial *920*57# on your feature “yam” phone or smartphone
  2. Enter the vehicle registration (this is simply whatever you see on the number plate of the vehicle). For example, GE-3454-21.
  3. If the insurance is active, you will see ACTIVE POLICY next to the vehicle registration
  4. The make and colour of the car, period the insurance is valid for, the insurer, and then from which is usually NIC will all be listed for you.
  5. Cross-check these details with the car and if they match, then the vehicle has been duly registered with the DVLA and has an active insurance policy. Otherwise, the vehicle is not worthy to be on the road.
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Conclusion

The Driver and Vehicle Licensing Authority (DVLA) and the National Insurance Commission (NIC) with the introduction of this system have helped many people to be vigilant when it comes to picking cars. Not only has it helped civilians, but it has also helped law enforcement officers like policemen to catch people who use unregistered and uninsured vehicles on our roads.

This article has clearly explained everything you need to know about the shortcode and how to check vehicle registration and insurance details in Ghana. The steps are straightforward, but they can be difficult for some people.

If you find this difficult, you ask for assistance from any young person around you or you can equally write it in the comments section below and I will be glad to help you out. Lastly, share this article with your friends and loved ones as you might be helping someone in need.

How can I check if my car insurance is still valid?

Dial *920*57# on your phone and then enter the vehicle registration of your car (your number plate details). If your car insurance is still valid, ACTIVE POLICY will be displayed next to your vehicle registration and you can also find the period of validity.

What do we mean by insurance?

Insurance is an agreement, which is represented by a policy, in which an individual or an entity receives financial protection or reimbursement against losses from an insurance company.

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